DOMESTIC HELPER INSURANCE

We keep over 150,000 Hong Kong families covered
Get 20% off with the Early Bird Discount

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CHOOSE THE COVERAGE FOR YOU

A brief overview of our Domestic Helper Insurance coverage. For a more detailed breakdown, along with claim limits, please refer to our policy documents.

  • Helper Basic

    $408 $328 HKD/year

    Great value with employer's liability and superior hospitalization cover. Save more with a 2-year plan.

    • Employer's Liability under the Employee Compensation Ordinance

    • $30,000 HKD superior coverage in hospitalisation & surgical expenses

    • Personal Accident

    • Personal Liability

    • Repatriation Expenses

    • $1,500 HKD Clinical Expenses

    • $1,000 HKD Dental Expenses

    • New Starter Benefit

    • CaliGive Referral Progam

    See full coverage >

    APPLY NOW

  • Helper Comprehensive

    $528 $428 HKD/year

    An affordable premium that comes with outpatient cover included. Save more with a 2-year plan.

    • Employer's Liability under the Employee Compensation Ordinance

    • $45,000 HKD superior coverage in hospitalisation & surgical expenses

    • Personal Accident

    • Personal Liability

    • Repatriation Expenses

    • $2,500 HKD Clinical Expenses

    • $1,000 HKD Dental Expenses

    • New Starter Benefit

    • CaliGive Referral Progam

    See full coverage >

    APPLY NOW

  • Helper CaliGive

    $788 $668 HKD/year

    Enjoy dental cover, new starter benefit, and donation towards CALIGIVE made on your behalf. Save even more with a 2-year plan.

    • Employer's Liability under the Employee Compensation Ordinance

    • $88,000 HKD superior coverage in hospitalisation & surgical expenses

    • Personal Accident

    • Personal Liability

    • Repatriation Expenses

    • $4,000 HKD Clinical Expenses

    • $2,000 HKD Dental Expenses

    • New Starter Benefit

    • CaliGive Referral Program

    See full coverage >

    APPLY NOW

EARLY BIRD DISCOUNT

Purchase a policy today and enjoy our early bird offer. For those who want to get ahead of the curve, when your purchase one of our policies you can update your details and paper work later – giving you greater flexibility. For example, don’t know your helper’s details yet? No problem! Update it later.

SUPERIOR MEDICAL COVERAGE

When it comes to family, or those that help look after your family, no expense should be spared. That’s why we offer great medical coverage for domestic helpers.

  • Up to $88,000 HKD for hospitalisation and surgical expenses

  • Repatriation services for overseas workers

  • Covers employers liability under the Employee Compensation Ordinance

NEW STARTER BENEFIT

Sometimes getting the right fit for your family can be challenging, that’s why we’re one of the few insurance providers in HK that offers probationary protection. So if your helper resigns or is dismissed near the start of their contract, your rehiring expenses are covered. Apply now.

FAQs

  • Both local and foreign domestic helpers are required by law to be insured under the Employment Ordinance.

    We offer insurance plans for foreign domestic helpers online. For local domestic helper insurance, please contact us at getcovered@california.com.hk.

  • All kinds of domestic helpers, aged 18-60, are eligible for our domestic helper insurance, provided they do not perform the role of a driver.

  • Using the mobile app, a claim can take somewhere between 5-7 days. While we will endeavour to meet this timeline, processing times may vary from claim to claim, so please bear with us.

  • By using the mobile app.

    Simply input your information, upload photos of supporting documents, and select the type of claim you need, and we will transfer the money to you within 5-7 days.

DOWNLOAD POLICY DOCUMENTS HERE

Helper Basic Insurance Policy (PDF)

Helper Comprehensive Insurance Policy (PDF)

Helper CaliGive Insurance Policy (PDF)

Remarks

  1. Only domestic helpers that meet with the following criteria are eligible for this domestic helper insurance plan:

    • aged between 18 to 60;

    • have not been declined by any insurance company for coverage or accepted only with special terms and/or additional premium; and

    • healthy and currently not receiving any medical attention or on any medication or treatment.

  2. Limited Time Promotion of Helper CaliGive domestic helper insurance plan is available for limited period of time, and subject to changes without any prior notice.

  3. The domestic helper's scope of working shall not include driving any vehicles.

  4. The information displayed on the website is for reference only and is used to indicate the main features of the insurance plan.

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