HOME INSURANCE

Helping you protect the place that matters most

Model house on the palm of a hand

Home insurance that covers household items, personal effects, and third-party liability.

Home interior with splashes of yellow

LIMIT YOUR LIABILITY

When it comes to home insurance, it’s not only your home you have to worry about. If damage spreads to neighboring properties, you could be liable to pay for damages. With this coverage, you are protected from third-party liability.

Moving boxes with household items

A HOME WHILE YOU FIND A NEW HOME

Losing your home and its contents is a devastating experience. That’s why we offer coverage that includes temporary accommodation, to give you somewhere to stay while you get back on your feet.

Child riding atop of her father's shoulders

KEEPING LOVED ONES IN MIND

When the unthinkable happens every little bit helps. With our home insurance, we offer an Accidental Death Benefit to help ease the burden for your loved ones.

SUMMARY OF BENEFITS

A brief overview of our Home Insurance coverage.

COVERAGE INCLUDES:

  • Household items and appliances, e.g., furniture, furnishings, electronics, entertainment systems

  • Personal valuables and effects, e.g. jewellery, phones, clothing, passports, IDs

  • Loss of cash or credit cards

  • Interior alterations or repairs

  • Replacement of locks and windows

  • Removal and transport service

  • Removal of debris

  • Damage to frozen food

  • Domestic helper’s property and personal items

+ Legally required third-party liability

  • Property owner’s or occupant’s liability

  • Personal liability

  • Liability for any additional alterations or repairs made by third party

+ Additional complimentary benefits

  • Alternative accommodation

  • Accidental death benefit

For a more detailed breakdown, along with claim limits and excess, please refer to our policy documents.

FAQs

  • Yes, our home insurance covers household contents against rainstorms, typhoons, and any other severe weather conditions that cause physical loss or damage.

    Please refer to our Home Insurance Policy for more details.

  • Home insurance and fire insurance are two completely separate things.

    Home insurance protects household contents inside the home, such as furniture, electrical appliances, fixtures and fittings, and personal belongings such as jewelry and laptop computers.

    On the other hand, fire insurance covers building structures such as walls, windows, ceilings, floors, and pipes.

    Please refer to our Home Insurance Policy for more details.

  • It’s always a good idea to protect your home contents, even if you’re renting. Valuable items such as your laptop, game consoles, luxury bags, and watches will be covered in the event that something happens.

    Also, as a tenant, you may be liable for any damage done to your landlord's possessions - especially any fixtures and fittings, which can be relatively expensive.

  • Yes, our home insurance covers the furniture, electrical appliances, and the fixtures and fittings installed by you, the property developer, or the previous property owner in the rental unit.

    The liability coverage can protect you from liability due to bodily injury or property damage to third parties arising from the rental property.

  • To make a claim, all you need to do is fill in and submit the Home Insurance Claims Form, along with original copies of relevant supporting documents to our company.

Remarks

The Home Insurance Policy Wordings downloaded from this website is of reference purposes only. If there is any discrepancy between the Policy Wordings attached to your Policy and the one downloaded from this website, the Policy Wordings attached to you shall prevail.

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