If your household employs a foreign domestic helper, you may sometimes come across questions during daily work and communication, such as how to handle medical expenses, dental treatment, interview arrangements or home safety. Below are some frequently asked questions to help employers better understand their responsibilities and available protection. At the same time, we would like to remind employers that having the right domestic helper insurance can reduce financial and legal risks when unexpected situations happen.

Foreign domestic helper insurance may seem straightforward, but there are many details that could be missed if not careful. It's only when you really need to make a claim that you might discover it's not covered, leaving you in a difficult situation. In the Vol. 3 of our Q&A series about foreign domestic helper insurance, we'll share information about the reimbursement limits and total caps for clinical expenses, the correct policyholder, policy effective/waiting periods, and job-hopping protection.