【2026 Public Medical Fee Increase】Guide for Employers: Where Should Your Foreign Domestic Helper See a Doctor? Public vs Private Clinics + How Insurance Can Help

If you’ve hired a foreign domestic helper at home, where should she go when she gets sick? Public hospitals, government clinics, or private doctors? As an employer, you’re responsible for paying your helper’s medical expenses. So, choosing the right medical service is very important — especially since public healthcare fees in Hong Kong will increase in January 2026, making medical insurance for helpers more important than ever.

This article will help you understand your helper’s medical options, how insurance works, and the pros and cons of public vs private care — so you can make the best decision for her health and your wallet.