Loan issues among foreign domestic helpers have long concerned many employers, with debt collection calls and home harassment affecting family life. To address this, the government will introduce new lending regulations from August 2026, including repayment limits and restrictions on the use of “reference contacts.” These measures aim to better protect both helpers and employers.

The previous episode on financial management tips for foreign domestic helpers briefly explained how to handle debt and provided some background on common debt issues. However, prevention is better than cure. Rather than addressing problems after they arise, employers can teach or assist domestic helpers in enhancing their financial knowledge and handling related issues. This episode, we will suggest some methods to educate foreign domestic helpers and proactive steps employers can take.

Employers often report that foreign domestic helpers (FDHs) use their home address for loan applications, leading to harassment from financial companies when FDHs can't repay their debts. To address this, employers should help FDHs understand the importance of prudent financial management. It's also crucial to understand why FDHs accumulate debt. This article will share key financial management tips for FDHs to avoid such issues.