Kevin KF Kevin KF

New Rules on Domestic Helper Loans (2026)

Loan issues among foreign domestic helpers have long concerned many employers, with debt collection calls and home harassment affecting family life. To address this, the government will introduce new lending regulations from August 2026, including repayment limits and restrictions on the use of “reference contacts.” These measures aim to better protect both helpers and employers.

Read More

5 Tips for How to choose a domestic helper agency

Hiring a domestic helper starts with choosing an agency. There are many agencies, but their quality varies a lot. A bad agency can make mistakes in documents, delay your helper’s arrival, create contract problems, or even fail to check the helper’s background properly. The worst part is, you often only discover these problems after signing the contract, therefore it is very important to choose an reliable agency.

Read More
Guide Kevin KF Guide Kevin KF

Complete Guide to Hiring a Foreign Domestic Helper to Care for a Newborn

For many new parents in Hong Kong, welcoming a newborn is a joyful but stressful time. Between work, baby care, and housework, it can quickly become overwhelming. That is why many families hire a foreign domestic helper for support. However, caring for a newborn is very different from normal household chores. It requires patience, knowledge, and careful attention. Good preparation can help ensure the baby’s safety and give parents peace of mind. Here are five important preparation steps to consider.

Read More

California Insurance Wins Hong Kong 01 Award Again

When choosing foreign domestic helper insurance, price is not the only factor. Reputation and the company’s stability are just as important. This year, California Insurance has once again received recognition at the 6th “HK01 Corporate Excellence Awards 2025” organized by Hong Kong 01, winning the “Outstanding Domestic Helper Insurance Product” award in the Financial, Banking and Insurance category. This shows that its professional strength is highly recognized in the market.

Read More
Health Kevin KF Health Kevin KF

Free Government Training for Foreign Domestic Helpers

Many Hong Kong families rely on helpers to care for elderly or family members with special needs, but experience alone isn’t always enough. The government offers free training to support forteign domestic helpers’ caregiving skills. This article also highlights why proper helper insurance is important for both employers and helpers.

Read More

Foreign Domestic Helper Contract & Insurance Q&A (9)

For many employers, hiring and managing a foreign domestic helper can involve legal and administrative issues, especially when a contract ends or is terminated. Understanding the rights and responsibilities under the Standard Employment Contract helps protect both employers and helpers. Below are some common questions about contract completion and related matters.

Read More
Financial Tips Kevin KF Financial Tips Kevin KF

Preventing Poor Money Management and Overcharging by Foreign Domestic Helpers: A Practical Guide for Employers

When hiring a foreign domestic helper in Hong Kong, money management is a common concern for many employers. Problems may arise when helpers overcharge daily expenses or let financial stress affect their work. To avoid disputes and protect both parties, employers should set up clear, fair, and transparent systems from the start. This guide shares practical ways to manage daily expenses and reduce financial risks.

Read More

Foreign Domestic Helper Q&A Vol. 8

If your household employs a foreign domestic helper, you may sometimes come across questions during daily work and communication, such as how to handle medical expenses, dental treatment, interview arrangements or home safety. Below are some frequently asked questions to help employers better understand their responsibilities and available protection. At the same time, we would like to remind employers that having the right domestic helper insurance can reduce financial and legal risks when unexpected situations happen.

Read More

When a Foreign Domestic Helper Passes Away in Hong Kong: What Employers Must Know

A recent major fire in Hong Kong caused multiple deaths and injuries, including foreign domestic helpers from the Philippines and Indonesia. Such events are heartbreaking. Helpers come to Hong Kong to work far from home, and a serious accident affects both their families and the employer. When a helper passes away in Hong Kong, employers must understand their legal responsibilities, the required procedures, and which authorities must be notified. This article explains the key steps to help employers handle the situation properly during a very difficult time.

Read More

Hong Kong Domestic Helper Costs 2025: Complete Guide to Total & Hidden Expenses

Many families in Hong Kong hire foreign domestic helpers to take care of children, elderly family members, or help with housework due to busy work schedules. One of the most common questions from first-time employers is:
“How much does it cost to hire a helper? Are there any hidden expenses?”

Today we will talk about a clear breakdown of the latest 2025 salary, fees and important cost items, so employers can prepare better.

Read More
Work Injuries Kevin KF Work Injuries Kevin KF

Guide to Handling Work Injuries - (Part 5) FAQ III

Handling a foreign domestic helper’s work injury is not only about medical treatment. It can also involve sick leave follow-up, loss of capacity assessments, or even compensation after the helper leaves employment. Employers often worry about their responsibilities, while helpers are concerned about their rights. The good news is that the law provides clear rules, and if both sides follow them, cases can be settled more smoothly. Below are some common questions and answers.

Read More
Work Injuries Kevin KF Work Injuries Kevin KF

Guide to Handling Work Injuries - (Part 5) FAQ II

When a foreign domestic helper is injured at work, it’s not just about reporting the case and arranging basic medical treatment. Both employers and helpers need to understand various follow-up steps, such as how sick-leave wages are calculated, whether medical assessments are required, what documents to prepare, and the employer’s legal responsibilities. Having domestic helper insurance is also important, as it not only covers work injury compensation but can also help with medical expenses, sick-leave payments and other related costs, reducing pressure on both sides. The following FAQs will break down these key points clearly.

Read More
Work Injuries Kevin KF Work Injuries Kevin KF

Guide to Handling Work Injuries - (Part 5) FAQ I

For many Hong Kong employers, one of the biggest concerns when hiring a foreign domestic helper is: What if she gets injured at work? According to the Employees’ Compensation Ordinance (ECO), employers must take legal responsibility, while helpers are entitled to protection.

This article answers some of the most frequently asked questions and explains how domestic helper insurance can provide extra support in different situations.

Read More
Health Kevin KF Health Kevin KF

Mental Health of Foreign Domestic Helpers | How Employers Can Care and Protect

Recently, Hong Kong has seen several tragic cases of foreign domestic helpers taking their own lives, including incidents in Discovery Bay and Sheung Shui. These remind us that helpers working far from home often face much more mental pressure than employers may realise.

As an employer, your responsibility goes beyond offering a good working and living environment, it also includes caring for your helper’s mental health and noticing early signs of stress before problems become serious.

Read More
Standard Employment Contract Kevin KF Standard Employment Contract Kevin KF

Foreign Domestic Helper Minimum Wage 2025 and the Hidden Costs Employers Should Know

Many Hong Kong employers were surprised by the 2025 minimum wage increase for foreign domestic helpers. With the economy still weak and living costs rising, families had hoped wages would stay unchanged. Some employers also believe the government should focus on deeper issues like helper debt and job-hopping, as a simple pay rise may not improve the overall situation.

Read More

Guide to Handling Work Injuries - (Part 4) Injury Assessment and Other Key Points

Many employers in Hong Kong know that the Employees’ Compensation Ordinance protects foreign domestic helpers if they get injured at work. If the injury is serious and affects future income, the helper needs an “loss of earning capacity assessment.” This step decides the compensation amount, so both employers and helpers should understand the process, possible issues, and how insurance can help.

Read More

Guide to Handling Work Injuries - (Part 3): How to Calculate Compensation Amounts

There are over 370,000 foreign domestic helpers in Hong Kong who help families with daily chores and care duties. But what happens if your helper gets injured at work? As an employer, you are legally responsible under the Employees’ Compensation Ordinance (Cap. 282) to provide compensation.

In this Part 3 of our Work Injury Guide, we’ll explain how compensation is calculated, including for death, permanent or temporary disability, and medical costs. We’ll also share real examples to help you understand your responsibilities.

Read More

Guide to Handling Work Injuries - (Part 2): How to Apply for Compensation? 4 Things Employers Must Know

Foreign domestic helpers work hard every day to take care of families. If a work injury happens, it doesn’t just affect their health, it can also bring legal and financial pressure for employers. In our previous article, we explained that under the Employees' Compensation Ordinance, employers are responsible for handling compensation. This time, let’s talk about what to do if your helper is really injured and needs to claim compensation.

Read More